Mr. Money Mustache
http://www.mrmoneymustache.com/2013/02/22/getting-rich-from-zero-to-hero-in-one-blog-post/
Dave Ramsey’s philosophies
Investing
…attached
Dave Ramsey’s Investing Philosophy (PDF)
NOTE:
Dave Ramsey refers to mutual funds differently than others. Here’s a matchup:
- Growth & Income Funds – Large Cap and Blue Chip Funds
- Growth Funds – Mid Cap or Equity Funds
- International Funds – Foreign or Overseas
- Aggressive Growth Funds – Small Cap or Emerging Market Funds
Term Life Insurance
Question: Why purchase only a 20-year term life insurance policy at age 37?
Answer: If you follow my Total Money Makeover plan, you will begin investing well. Then, when you are 57 years old and the kids are grown and gone, the house is paid for, and you have $700,000 in mutual funds, you’ll become self-insured. That means when your 20-year term is up, you shouldn’t need life insurance at all—because with no kids to feed, no house payment and $700,000, your spouse will just have to suffer through if you die without insurance.
Free credit report information
Here are some resources for getting your credit information for free.
Credit score
They provide truly free credit scores to consumers direct from the credit bureau and show how you can save money on your credit cards, loans, mortgage and more.
Credit report
This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
Sections
They said it . . .
